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Personalized merchant services

Smarter Payment Solutions for Growing Businesses

Accept payments in person, online, or on the go with merchant-services solutions selected around the way your business operates.

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  • Personalized recommendations
  • Modern payment technology
  • Clear processing review
  • Ongoing merchant support

Checkout network

Ready for business

TapIn person
LinkOnline
MobileOn the go

Tap to pay

Secure contactless checkout

Clearer reportingConnected payment view
In person
One workflow

Personalized guidance

Recommendations shaped around how your business actually accepts payments.

Modern options

In-person, mobile, online, and remote-payment capabilities.

Secure onboarding

A clear path from review through provider underwriting and installation.

Support that continues

Help coordinating equipment, onboarding, and account questions.

The challenge

Your payment system should work for your business.

Payment friction rarely comes from one fee or one device. We look at the full operating picture before discussing a change.

01Unclear processing statements
02Outdated equipment
03Slow checkout
04Limited payment options
05Poor customer support
06Equipment leases
07Unexpected monthly fees
08Disconnected payment channels
09Manual invoicing
10Inadequate reporting
Solutions

One business. Multiple ways to get paid.

Build a payment setup around where customers buy, how your team works, and what you need to understand after the sale.

Payment Processing

A practical processing setup aligned with your checkout flow, transaction mix, and business goals.

Good fit for: Businesses reviewing an existing setup

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Credit Card Processing

Accept major card types through in-person, mobile, and online payment channels.

Good fit for: Retail, service, and omnichannel merchants

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Debit Card Processing

Evaluate debit acceptance and routing considerations within an approved processing program.

Good fit for: Everyday, high-frequency checkout

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Contactless Payments

Create a faster tap-enabled checkout experience with compatible equipment and wallets.

Good fit for: Fast-moving counters and mobile teams

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Mobile Payments

Take payments beyond the counter with portable readers and wireless workflows.

Good fit for: Contractors, events, and field services

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Online Payments

Connect secure hosted payment experiences to your website or digital sales process.

Good fit for: E-commerce and service businesses

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Virtual Terminal

Key in approved card-not-present transactions through a secure, provider-hosted interface.

Good fit for: Phone orders and professional services

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Payment Links

Send customers a convenient link to complete payment through a hosted page.

Good fit for: Remote billing and deposits

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Invoicing

Organize customer billing and payment follow-up with digital invoice workflows.

Good fit for: Contractors and service firms

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Recurring Billing

Explore provider-supported recurring payment tools for repeat customer relationships.

Good fit for: Membership and subscription models

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ACH Payments

Evaluate bank-transfer options for eligible invoices, memberships, and larger payments.

Good fit for: B2B and recurring billing

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Dual Pricing

Understand how clearly displayed cash and card prices may be implemented through an approved program.

Good fit for: Merchants evaluating pricing choice

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Statement review

Understand what you are actually paying.

A merchant statement contains more than a headline rate. We help you identify the structure and the questions worth asking.

Processing volume
Effective rate
Interchange
Processor markup
Monthly fees
Equipment charges
PCI and batch fees
Contract indicators

Potential opportunities depend on the merchant’s current agreement, business profile, transaction mix, and provider approval.

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Review focus

Statement clarity

Pricing modelReview
Recurring cost categoriesReview
Equipment obligationsReview
Transaction environmentReview
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Equipment

The right category before the right device.

Specific product names, images, availability, and pricing publish only after owner and provider approval. Start with the environment you need to support.

Payment Terminals

Countertop, smart, and wireless options selected around connectivity and checkout needs.

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POS Systems

Integrated checkout tools for orders, reporting, inventory, and staff workflows.

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Mobile Readers

Compact readers for teams that take payments away from a fixed counter.

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Wireless Terminals

Portable payment acceptance with provider-supported cellular or Wi-Fi connectivity.

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Countertop Terminals

Reliable fixed-location checkout for busy counters and reception desks.

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Virtual Terminals

Provider-hosted browser tools for eligible card-not-present transactions.

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Payment Gateways

Secure connections between online checkout experiences and approved processing providers.

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Accessories

Compatible printers, cash drawers, scanners, and other approved checkout hardware.

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How it works

A clear path from questions to checkout.

  1. 01

    Tell us about your business

  2. 02

    Review your current setup

  3. 03

    Compare payment solutions

  4. 04

    Complete underwriting

  5. 05

    Install, train, and get support

Industries

Payment workflows built around real operations.

RestaurantsCoordinate speed, tipping, tableside service, kitchen flow, and close-of-day reporting.RetailBring product checkout, returns, inventory, and customer-facing payments into a cohesive flow.Salons & SpasSupport appointments, gratuities, retail add-ons, and repeat customer billing needs.AutomotiveHandle larger tickets, deposits, invoices, and front-desk payment conversations clearly.ContractorsCollect deposits and completed-job payments from the office or in the field.Professional ServicesOffer convenient invoice and remote-payment paths while keeping the client experience polished.HealthcareBuild a patient-payment workflow around privacy, front-desk clarity, and provider eligibility.Fitness & MembershipEvaluate recurring billing and point-of-sale tools for member-based operations.NonprofitsAccept donations and event payments through appropriate in-person and online channels.Mobile BusinessesTake secure payments where the work happens with portable equipment and payment links.E-commerceConnect an online store to an approved gateway and payment-processing path.Multi-LocationPlan consistent checkout, permissions, equipment, and reporting across business locations.
Why Pina

A direct relationship, not a generic rate pitch.

We focus on clarity, fit, coordination, and the practical work of getting a merchant ready to accept payments.

Personalized recommendations
Plain-language explanations
Product selection assistance
Onboarding coordination
Equipment guidance
Continued account support
Business-specific payment strategy
Direct merchant relationship
Frequently asked

Straight answers before the application.

Still deciding what you need? Start with a conversation or statement review.

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A better payment conversation starts here

Ready to improve the way your business accepts payments?

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